Hurricanes are among nature’s most powerful and destructive forces. With sustained winds exceeding 74 mph, massive storm surges, torrential rainfall, and widespread flooding, a single hurricane can reshape communities overnight. From Florida’s Gulf Coast to the eastern seaboard—and across the western Pacific as typhoons—these storms demand respect, preparation, and swift action.

Whether you live in a coastal community, an inland town hundreds of miles from shore, or somewhere in between, understanding hurricane risks and knowing what to do can mean the difference between safety and catastrophe.

Understanding Hurricanes

Hurricanes begin as clusters of thunderstorms over warm ocean waters—at least 80°F (27°C)—typically forming between late spring and early fall. As moist air rises and cools, it creates areas of low pressure. Surrounding air rushes inward, spins due to Earth’s rotation (the Coriolis effect), and intensifies into organized cyclonic circulation. Once winds reach 74 mph, the system earns the designation Category 1 hurricane.